While Houstons  in house financing car lots help many people from Texas with bad credit get a car, many alternatives can lead to better credit and lower rates.Often times it’s called buy here pay here in Houston or even Houston Texas in house financing, it doesn’t matter what it’s called it means the dealer is the Houston  in house lender. Houston in-house lending refers to direct lending – you are borrowing from the Texas auto dealer that you buy the car from.

You should also know that using in house finance in Houston is a form of sub-prime lending, and it’s been around for decades. In fact, Houston “in house” lending was the first form of subprime auto lending. This sort of auto financing may have made sense when it started, its been replaced by vehicle financing that is more advantageous to Houston’s car buying customers.

Houston In House Financing

Applicants in Houston are able to get pre-approved for bad credit car dealer financing online. With our internet financing application, consumers of any financial background can get approved in no time. When 713 Car Loan  gets your application, the wheels begin turning and when you visit the dealership you only need to pick out your good quality used car and finish some paperwork.

By pre-applying, a lot of the classic car dealership headache disappears. Good credit, bad credit, no credit, repossessions, or even bankruptcy…it doesn’t matter. If you meet the basic requirements below, you can get approved for a new or used car loan, hassle-free. When you need to find information about financing for used cars, we can help connect you with the best options available.

• Minimum $1500-$2000 gross monthly income for those with a credit score under 625.
• Must be a Texas or Lousiana resident at least 18 years of age.
• Any previous bankruptcy must be discharged.
• Proof of residency. (utitlty or phone bill)
• No private-party purchases or personal advances.