At 713 Car Loans, A Buy Here Pay Here Auto Sales Dealership you can browse our large inventory of cars that have valid Texas State  emission inspections  on our lot. Come on in and take a test drive today. Our in house “Buy Here Pay Here” financing makes your car buying experience easy. Located in the heart of Houston Texas serving Harris, Fort Bend, Brazoria, Waller, Galveston , and surrounding Counties since 1998

Cory Young , Kem Ajiodo, Anthony Dorsey & Isaac Hicks Jr. are in the business of selling and financing affordable automobiles, SUVs, Vans, and trucks with a “no hassle” price clearly marked on every car to make your next car shopping experience an easy in our customer friendly, no pressure sales environment. They have always taken pride in offering quality cars and service. Repeat customers have always been their goal in building the business. Nothing gives them as much satisfaction as seeing the children of customers come in and continue the relationship. As a result, over the years they have seen a steady increase in sales.

Buy Here Pay Here!

For residents of Houston Texas, we offer in-house financing. This is a great way to establish or re-establish your credit. All loans are serviced on site.

Our “Buy Here Pay Here” in-house financing makes car buying easy and prices marked on every car make sure you have a “no-hassle” experience!

What is “Buy Here/Pay Here?”
The true “Buy Here/Pay Here” (BHPH) dealership finances directly the vehicles they have to offer for sale. Your loan, if approved will be serviced until paid in full by the dealer. Each BHPH Dealer is going to vary a little with their terms and conditions, but most will structure a payment plan that matches your payday. This can generally be wither weekly, bi-weekly or semi-monthly. Traditional BHPH dealers will also use expressions like “In House Financing,” “We Tote The Note,” “Everyone Rides,” “No One Refused Credit,” “Guaranteed Credit Approval,” “No Credit-Bad Credit,” “New in Town?” or some combination of these terms.

Why use a “Buy Here/Pay Here Dealership?”
Many people have suffered financial setbacks for either loss of employment, health related issues, or a variety of other personal reasons. Additionally, for the individual that has never established prior credit, all these conditions can lead to refusal from traditional lenders like banks, credit unions, or automotive finance companies. The BHPH dealer is going to weigh factors from a different perspective. Most BHPH dealers understand that decent hardworking people just need an opportunity or a second chance to get their credit repaired or established.